No pts
Rhode Island tracks violations — not numeric points
65 mph
maximum interstate speed limit in Rhode Island
0.08%
BAC threshold for DUI (0.02% under age 21)
10-20%
typical insurance discount for completing this course
Rhode Island Driving Laws
Know the Rules Before You Drive
Rhode Island is unique — it does not use a traditional point system. Here is what every Ocean State driver needs to understand about violations, suspensions, and road safety laws.
Important: What This Course Can — and Cannot — Do For You
Rhode Island does not use a point system, so there are no points to reduce. This course will not modify your driving record directly.
If you are fulfilling a court-ordered defensive driving requirement in Rhode Island, those programs require in-person attendance at the Community College of Rhode Island (CCRI) — an online course cannot substitute for that. This online course is best used to qualify for an auto insurance discount (10-20%). For voluntary ticket dismissal, contact your court clerk first to confirm whether an online certificate will be accepted.
No Point System — Violation Tracking
Rhode Island does not use a traditional point system. Violations are recorded on your driving record for 3-5 years. Three speeding tickets in one year can trigger a suspension. Drivers with fewer than 3 violations in 3 years may apply for ticket dismissal. DUI and serious offenses can lead to revocation of 1-3 years.
3 speeding tickets in 1 year = suspension riskSpeed Limits
Interstate highways: 65 mph. State highways and rural roads: 50 mph. Suburban areas: 35 mph. Residential and business districts: 25 mph. School zones: 20 mph when children are present. Speed enforcement is active on I-95, I-195, and Route 146.
65 mph max — interstatesDUI Laws
DUI threshold: 0.08% BAC. Commercial drivers: 0.04%. Drivers under 21 face a 'driving while impaired' charge at 0.02% BAC. As of July 1, 2025, the look-back period for prior DUI convictions extended from 5 to 10 years — significantly increasing penalties for repeat offenders. First offense: fines up to $400 and up to 12-month suspension.
0.08% BAC — 10-year look-back (July 2025)Distracted Driving
Rhode Island bans all drivers from using handheld wireless devices while driving. Texting while driving is a primary offense — officers can stop you for device use alone. First offense: up to $100 fine and/or a 30-day license suspension. Drivers under 18 face a complete ban on any mobile device use, even hands-free.
Handheld ban — $100 fine, possible suspensionSimple Process
How It Works
Four steps from enrollment to insurance savings — complete everything online, on your schedule.
Enroll Online
Register in minutes. Instant access to the full 4-hour course on any device, any time of day.
Complete the Course
Work through engaging modules at your own pace. Progress saves automatically so you can stop and restart anytime.
Pass the Exam
Complete the final exam to earn your certificate. Unlimited free retakes — take your time.
Claim Your Discount
Download your certificate and submit it to your Rhode Island insurer to unlock your premium discount.
Why Take This Course
Built for Rhode Island Drivers
Whether you want to cut your insurance bill, stay current on Rhode Island traffic laws, or become a safer driver, this course delivers.
10-20% Insurance Discount
Rhode Island carriers typically offer a 10-20% premium discount for drivers who complete a defensive driving course. Confirm with your insurer and submit your certificate.
Understand RI Violation Rules
Rhode Island's no-point system can be confusing. This course explains how violations are tracked and what triggers suspension — so you can make smarter decisions every time you drive.
100% Self-Paced
No scheduled class times. Start and stop whenever you want — progress saves automatically across all your devices.
Real-World RI Road Skills
Practical defensive driving techniques for Rhode Island roads — dense urban traffic, highway merges, tight intersections, and unpredictable New England weather conditions.
Stay Current on RI Law
Rhode Island traffic laws have changed — including the DUI look-back extension to 10 years (July 2025) and evolving distracted driving rules. This course keeps you informed.
Affordable Price
One-time payment of $19.95. No hidden fees, no subscriptions — includes unlimited exam retakes and your completion certificate.
Frequently Asked Questions
Rhode Island Defensive Driving — FAQs
Rhode Island Drivers
What Rhode Island Drivers Say
"My Progressive rate was getting out of hand. Called my agent, she mentioned the defensive driving discount, and I signed up that week. Did the course over two evenings and saved about 12% on my premium. Absolutely worth it for a $20 course."
Diane M.
Providence, Rhode Island
"I didn't realize how Rhode Island's violation system actually works — I thought we had points like other states. The course cleared that up fast. Ended up getting a 15% discount from my insurer. The whole thing took me one Sunday afternoon."
James B.
Warwick, Rhode Island
"Just turned 25 and was finally eligible for a rate drop. My agent suggested stacking the age drop with a defensive driving discount. Did this course in a few sessions and my Amica premium dropped by almost 18%. Easy decision."
Nicole F.
Cranston, Rhode Island
