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Montana Insurance-Accepted

Montana Online Defensive Driving Course

Lower your Montana car insurance rates and pursue traffic ticket dismissal with court permission — completely online, at your own pace.

  • Insurance discount eligible
  • Ticket dismissal with court permission
  • No classroom required — 100% online
  • Self-paced — pause and resume anytime

Montana Defensive Driving Course

Regular $30.00

$19.95

One-time payment — certificate included

  • 4-hour self-paced course
  • Instant certificate upon passing
  • Free exam retakes
  • 24/7 access — progress saved automatically
  • Money-back guarantee
Start Today

Secure checkout. Instant access.

Insurance Savings
Court Accepted
4-Hour Course
4.8-Star Rating
Money-Back Guarantee

15 pts

in 36 months triggers a 6-month license suspension

75 mph

maximum interstate speed limit in Montana

0.08%

BAC threshold for DUI (0.02% under age 21)

10 pts

added to your record for a DUI conviction

Montana Driving Laws

Know the Rules Before You Drive

Montana has some of the most unique traffic laws in the country — including being the only state with no statewide texting ban. Here is what every Montana driver needs to know.

Important: What This Course Can — and Cannot — Do For You

Montana does not have a defensive driving point reduction program. Completing this course will not remove existing points from your driving record.

This course can help you earn an auto insurance discount (confirm with your insurer) and, with prior court permission, may be accepted for ticket dismissal on minor violations. Contact your court clerk before enrolling if ticket dismissal is your goal.

Montana Points System

15+ points in any 36-month period = 6-month suspension. 30+ points in 3 years = 3-year revocation. Key values: DUI = 10 pts, leaving accident scene with injury = 8 pts, driving on suspended license = 6 pts, speeding = 3 pts, running a red light or stop sign = 2 pts. Points clear 3 years after conviction.

15 pts in 36 months = suspension

Speed Limits

Montana's maximum interstate speed limit is 75 mph. Secondary highways typically range from 55-70 mph depending on the corridor. Urban and residential areas are generally 25-35 mph. Montana has a long history of permissive speed frameworks — always obey posted signs, as enforcement is active on major routes.

75 mph max — interstates

DUI Laws

DUI threshold: 0.08% BAC. A BAC of 0.16% or higher is aggravated DUI with enhanced mandatory penalties. Under-21 drivers face zero tolerance at 0.02% BAC. Commercial drivers: 0.04%. A fourth DUI within 10 years becomes a felony. Bobby's Law (2025) created aggravated vehicular homicide for DUI-related fatal crashes.

0.08% BAC — 0.16%+ aggravated

Distracted Driving

Montana is currently the only US state with no statewide ban on texting while driving. There is no Montana law prohibiting handheld phone use for most drivers. Some local jurisdictions have their own ordinances — check your city or county. Regardless of legality, distracted driving sharply increases crash risk on Montana's long open roads.

No statewide texting ban in MT

Simple Process

How It Works

Four steps from enrollment to certificate — complete everything online, on your schedule.

1

Check Eligibility

If pursuing ticket dismissal, contact your court clerk before enrolling to confirm the course will be accepted.

2

Enroll Online

Register in minutes. Instant access to the full 4-hour course on any device, any time of day.

3

Complete the Course

Work through modules at your own pace. Progress saves automatically so you can stop and restart anytime.

4

Get Your Certificate

Pass the final exam and download your certificate instantly. Share with your insurer or court as directed.

Why Take This Course

Built for Montana Drivers

Whether you are after an insurance break, dealing with a ticket, or sharpening your skills on Montana's wide-open roads, this course delivers.

Insurance Discount

Most Montana insurance carriers offer a 5-15% premium discount for completing a defensive driving course. Confirm with your insurer and submit your certificate.

Ticket Dismissal

With court permission, a defensive driving course may be accepted for ticket dismissal on minor violations. Confirm with your court clerk before enrolling.

100% Self-Paced

No scheduled class times. Start and stop whenever you want — progress saves automatically across all your devices.

Montana Road Skills

Practical techniques for Montana's unique conditions — long highway runs, wildlife crossings, icy mountain passes, and rural driving demands.

Protect Your Record

Understanding Montana's point system — thresholds, violation values, and clearance timelines — helps you drive smarter and avoid suspension.

Affordable Price

One-time payment of $19.95. No hidden fees, no subscriptions — includes unlimited exam retakes and your completion certificate.

Frequently Asked Questions

Montana Defensive Driving — FAQs

Montana Drivers

What Montana Drivers Say

"Called the Billings court clerk before signing up — they confirmed they'd accept it. Got my speeding ticket dismissed and saved the fine money. The course itself was easy to follow and I actually learned some useful stuff about Montana road safety."
RC

Ryan C.

Billings, Montana

"My Allstate agent mentioned the defensive driving discount and I'd been putting it off for a year. Finally did this course in a couple evenings. Submitted the certificate and got 8% off my premium — paid for itself about five times over in the first year."
LT

Lauren T.

Missoula, Montana

"Just moved to Bozeman from out of state and wanted to understand Montana's driving rules before tackling the mountain passes. This course was worth it just for that. Bonus: my insurer gave me a discount too."
MK

Marcus K.

Bozeman, Montana

Start Saving on Montana Car Insurance Today

Enroll now for $19.95. Complete the 4-hour course at your own pace and get your certificate the same day you finish.

100% Online Defensive Driving Course

Ready to get back on the road?

Complete your defensive driving course entirely online — at your own pace, on any device. Download your certificate the moment you pass.

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