Louisiana Online
Defensive Driving
Louisiana does not use a point system, but a completed defensive driving course can earn you an insurance premium discount — especially valuable in a state with some of the highest car insurance rates in the country.
- +Insurance discount — accepted by most Louisiana insurers
- +Covers 2025 handheld ban (HB 519) and OWI tiers
- +100% online, self-paced — stop and resume anytime
- +Instant certificate download upon completion
Louisiana by the Numbers
What this course can and cannot do in Louisiana
Louisiana does not operate a statewide driver's license point system, so there are no points for any course to reduce. Violations remain on your driving record. Ticket dismissal is not automatic in Louisiana — you must obtain court approval before enrolling if dismissal is your goal, and not all courts participate. The benefit this course reliably delivers is an insurance premium discount: most Louisiana auto insurers accept our certificate. Given Louisiana's unusually high insurance rates, even a modest discount can add up to meaningful annual savings. Contact your insurer before enrolling to confirm eligibility and discount amount.
Louisiana Traffic Law Overview
Understanding Louisiana's traffic laws keeps you safe and helps you make sense of the course material.
Violation Record
Louisiana does not use a numerical driver's license point system. Violations appear on your driving record and affect your insurance rates, but there is no cumulative point threshold for automatic license suspension.
Speed Limits
Most Louisiana interstates are posted at 70 mph. I-49 allows 75 mph on designated rural sections. Urban interstates drop to 60 mph, rural non-divided highways to 55 mph, and rural divided highways to 65 mph. Always check posted signs.
OWI Law
Louisiana uses the term OWI (Operating While Intoxicated). The standard limit is 0.08% BAC. Enhanced penalties begin at 0.15% and again at 0.20%+. Under-21 drivers face a 0.02% limit; CDL holders 0.04%. A third OWI offense is a felony.
Handheld & Texting
Texting while driving is a primary offense statewide: $500 first offense, $1,000 for subsequent violations. Louisiana's 2025 handheld ban (HB 519) prohibits handheld use statewide (secondary enforcement) and in school/work zones (primary). Full primary enforcement began January 1, 2026.
How it works
Four steps from signup to certificate.
Enroll online
Create your account and pay $19.95. No hidden fees. If you need ticket dismissal, get court approval first.
Complete the course
Self-paced modules covering Louisiana law, OWI tiers, distracted driving, and defensive techniques. Typically 4–6 hours.
Pass the quiz
A short final quiz caps the course. Most students pass on the first attempt.
Download your certificate
Your certificate is available immediately. Email it to your insurer to activate your discount.
Louisiana drivers recommend ABC
Real feedback from drivers across the state.
Rated 5/5
"My Louisiana insurer confirmed the discount before I even enrolled. Finished the course in two evenings — straightforward and easy to follow."
Rated 5/5
"I had no idea Louisiana didn't use a point system until this course explained it. The OWI section and new phone law content were really helpful."
Rated 5/5
"Given how expensive car insurance is in Louisiana, the discount was worth it immediately. Got my certificate the same day I finished."
Frequently asked questions
Common questions from Louisiana drivers.
Ready to save on Louisiana car insurance?
Start today for $19.95. Complete at your own pace and download your certificate the same day.
Start for $19.95Ready to get back on the road?
Complete your defensive driving course entirely online — at your own pace, on any device. Download your certificate the moment you pass.
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