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Connecticut Insurance-Accepted

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Defensive Driving

Connecticut's demerit point system suspends licenses at 10 points and requires mandatory retraining at 7 points in three years. This course covers the point system, OUI law, and full handheld ban — and can earn you an insurance discount accepted by most Connecticut insurers.

  • +Insurance discount — accepted by most Connecticut insurers
  • +Full overview of Connecticut's 10-point demerit suspension threshold
  • +Covers OUI law, 10-year lookback, and complete handheld phone ban
  • +100% online, self-paced — instant certificate download

Connecticut by the Numbers

1 pt
Cell phone / minor speeding
65 mph
Max rural interstate speed
0.08%
OUI BAC limit
$200
First handheld fine
Connecticut suspends licenses at 10 points and requires driver retraining at 7 points in any three-year period. Points expire after 24 months.
Insurance-Accepted CertificateSelf-Paced Online CourseInstant Certificate DownloadConnecticut Law Coverage$19.95 Flat Price

What this course can and cannot do in Connecticut

Point reduction and the Operator Retraining Program: Connecticut's Operator Retraining Program (ORP) is mandatory for drivers who reach 7 points in any three-year period, and the DMV approves specific courses for that requirement. Our course is not necessarily the DMV-approved ORP course and cannot guarantee point reduction or satisfy that mandatory requirement. Points in Connecticut naturally expire 24 months from the date of the offense.

Ticket dismissal requires individual court approval: Connecticut does not have a statewide law allowing traffic tickets to be dismissed by completing a defensive driving course. Some judges and municipalities allow it on a case-by-case basis. If ticket dismissal is your goal, appear at your court date and request permission from the judge before enrolling.

Insurance discount is the reliable benefit: Most Connecticut auto insurers accept our certificate for a premium discount. Contact your insurer before enrolling to confirm eligibility and discount amount.

Connecticut Traffic Law Overview

Understanding Connecticut's point system, speed limits, OUI law, and handheld phone ban prepares you for both the course and the road.

PTS

Point System

Connecticut assigns demerit points upon conviction of a traffic violation. The DMV sends a warning letter at 6 points, requires mandatory driver retraining at 7 points in any three-year period, and suspends licenses when the total exceeds 10 points. A second suspension within 5 years can last up to 2 years. Points expire 24 months from the date of the offense.

MPH

Speed Limits

The maximum speed limit on rural interstates in Connecticut is 65 mph. Urban interstates, including much of I-95 and I-91 through Hartford and New Haven, are posted at 55 mph. Connecticut's dense network means drivers frequently transition between speed zones. Always check posted signs.

OUI

OUI Law

Connecticut uses the term OUI (Operating Under the Influence). The standard BAC limit is 0.08%. Enhanced penalties apply at 0.16% or higher. Drivers under 21 face a 0.02% zero-tolerance limit; CDL holders face 0.04%. Connecticut uses a 10-year lookback period. A third OUI within 10 years is a felony. A first OUI typically results in a 45-day suspension plus one year of mandatory ignition interlock.

TEX

Handheld & Texting Ban

Connecticut bans all handheld phone use while driving for all drivers — both calls and texting require hands-free mode. Drivers under 18 may not use any mobile device at all, even hands-free. Fines are $200 for a first violation, $375 for a second, and $625 for a third or subsequent violation. A conviction also adds 1 demerit point to your Connecticut driving record.

Connecticut Demerit Point Values

Points are assessed upon conviction, not citation. Reaching 10 points triggers a 30-day suspension; points expire 24 months from the offense date.

ViolationPoints
Minor speeding violation1 pt
Handheld cell phone use while driving1 pt
Failure to use turn signal properly1 pt
Illegal turn1 pt
Wrong-way driving on a one-way street1 pt
Child restraint violation2 pts
Work zone infraction2 pts
Failure to grant right of way3 pts
Improper passing3 pts
Following too closely (tailgating)4 pts
Passing a stopped school bus4 pts
Racing on a public highway5 pts

Source: Connecticut DMV point schedule. Always verify current point values with the Connecticut Department of Motor Vehicles.

How it works

Four steps from signup to certificate.

01

Enroll online

Create your account and pay $19.95. No hidden fees. If you need court-approved ticket dismissal, secure that permission before enrolling.

02

Complete the course

Self-paced modules covering Connecticut's point system, OUI law, handheld ban, and defensive techniques. Typically 4-6 hours.

03

Pass the quiz

A short final quiz caps the course. Most Connecticut students pass on the first attempt.

04

Download your certificate

Your certificate is available immediately after completion. Email it to your insurer to activate your discount.

Connecticut drivers recommend ABC

Real feedback from drivers across the Constitution State.

Rated 5/5

"I had no idea a single cell phone ticket added a point. The course breakdown of Connecticut's system was worth it by itself. Certificate arrived the same day."

Lisa K.
Hartford, CT

Rated 5/5

"My insurer confirmed the discount before I enrolled — 10% off for three years. Finished over a weekend and the whole process was smooth."

David M.
Stamford, CT

Rated 5/5

"The OUI section explained the 10-year lookback in plain language. Course is well-paced and the quiz was fair. Good value for the price."

Angela R.
New Haven, CT

Frequently asked questions

Common questions from Connecticut drivers.

Ready to earn your Connecticut insurance discount?

Start today for $19.95. Complete at your own pace and download your certificate the same day.

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